{"id":28520,"date":"2023-12-18T12:53:15","date_gmt":"2023-12-18T11:53:15","guid":{"rendered":"https:\/\/blog.foreigners.cz\/?p=28520"},"modified":"2023-12-18T12:56:32","modified_gmt":"2023-12-18T11:56:32","slug":"deti-cizincu-v-cesku-spadaji-od-ledna-2024-do-verejneho-zdravotniho-pojisteni","status":"publish","type":"post","link":"https:\/\/blog.zamestnavamecizince.cz\/deti-cizincu-v-cesku-spadaji-od-ledna-2024-do-verejneho-zdravotniho-pojisteni\/","title":{"rendered":"D\u011bti cizinc\u016f v \u010cesku spadaj\u00ed od ledna 2024 do ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed"},"content":{"rendered":"

V\u0161ichni cizinci mlad\u0161\u00ed 18 let, kte\u0159\u00ed maj\u00ed v \u010cesk\u00e9 republice platn\u00e9 povolen\u00ed k dlouhodob\u00e9mu pobytu, jsou od 1. ledna 2024 ve \u0161katulce ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed. Zm\u011bnu p\u0159in\u00e1\u0161\u00ed novela Z\u00e1kona o ve\u0159ejn\u00e9m zdravotn\u00edm poji\u0161t\u011bn\u00ed a plat\u00ed pro v\u0161echny typy dlouhodob\u00e9ho pobytu<\/a> bez ohledu na jejich \u00fa\u010del. Co konkr\u00e9tn\u011b je od nov\u00e9ho roku jin\u00e9? Jak postupovat, pokud u\u017e nezletil\u00fd potomek expata m\u00e1 sjednan\u00e9 komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed, a kdy vypr\u0161\u00ed deadline registrace k ve\u0159ejn\u00e9mu zdravotn\u00edmu poji\u0161t\u011bn\u00ed?<\/b><\/p>\n

\"zdravotn\u00ed<\/p>\n

Cizinci pob\u00fdvaj\u00edc\u00ed na \u00fazem\u00ed \u010cesk\u00e9 republiky \u2013 pakli\u017ee nejsou \u00fa\u010dastni \u010desk\u00e9ho ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed (nap\u0159\u00edklad dr\u017eitel\u00e9 povolen\u00ed k trval\u00e9mu pobytu nebo zam\u011bstnaneck\u00e9 karty) \u2013 mus\u00ed m\u00edt uzav\u0159en\u00e9 komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/strong>. Doposud legislativa ukl\u00e1dala d\u011btem cizinc\u016f, kter\u00fdm je\u0161t\u011b nebylo 18 let, povinnost uzav\u0159\u00edt soukrom\u00e9 komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed. To se od roku 2024 m\u011bn\u00ed.<\/span><\/p>\n

Nov\u011b se v\u0161ichni p\u0159\u00edslu\u0161n\u00edci ciz\u00ed st\u00e1tn\u00ed p\u0159\u00edslu\u0161nosti do 18 let st\u00e1vaj\u00ed \u00fa\u010dastn\u00edky ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed.<\/b> Tato pr\u00e1vn\u00ed \u00faprava se t\u00fdk\u00e1 d\u011bt\u00ed cizinc\u016f s ud\u011blen\u00fdm dlouhodob\u00fdm pobytem na \u00fazem\u00ed \u010cesk\u00e9 republiky<\/a> bez ohledu na jeho \u00fa\u010del (nevztahuje se na d\u011bti s ud\u011blen\u00fdm dlouhodob\u00fdm v\u00edzem nebo d\u011bti s povolen\u00edm k p\u0159echodn\u00e9mu pobytu rodinn\u00fdch p\u0159\u00edslu\u0161n\u00edk\u016f ob\u010dana EU).<\/span><\/p>\n

Zdravotn\u00ed poji\u0161t\u011bn\u00ed hrad\u00ed cizinec, nikoli st\u00e1t<\/h3>\n

Co je d\u016fle\u017eit\u00e9 si uv\u011bdomit je, \u017ee <\/span>zat\u00edmco \u010desk\u00e9 d\u011bti jsou st\u00e1tn\u00edmi poji\u0161t\u011bnci, u d\u011bt\u00ed cizinc\u016f s ud\u011blen\u00fdm dlouhodob\u00fdm pobytem je to jinak<\/b> \u2013 n\u00e1klady spojen\u00e9 se zdravotn\u00edm poji\u0161t\u011bn\u00edm<\/a> jim nehrad\u00ed ani st\u00e1t, ani zam\u011bstnavatel jejich rodi\u010d\u016f, n\u00fdbr\u017e je <\/span>plat\u00ed cizinec s\u00e1m<\/b> (z\u00e1konn\u00fd z\u00e1stupce, opatrovn\u00edk \u010di poru\u010dn\u00edk nezletil\u00e9 osoby)<\/span><\/p>\n

\u00da\u010dast na ve\u0159ejn\u00e9m zdravotn\u00edm poji\u0161t\u011bn\u00ed je povinn\u00e1 ze z\u00e1kona<\/strong> a vznik\u00e1 automaticky dnem, kdy si cizinec p\u0159evezme sv\u016fj prvn\u00ed pr\u016fkaz o povolen\u00ed k dlouhodob\u00e9mu pobytu. Nelze si vybrat, zda chce b\u00fdt doty\u010dn\u00fd poji\u0161t\u011bn u ve\u0159ejn\u00e9 zdravotn\u00ed poji\u0161\u0165ovny nebo komer\u010dn\u00ed. Co si lze vybrat, to je zdravotn\u00ed poji\u0161\u0165ovna. <\/span>Jejich seznam je k nalezen\u00ed zde.<\/span><\/a><\/p>\n

P\u0159\u00edklad:<\/span><\/i><\/h4>\n

D\u00edt\u011b narozen\u00e9 na \u00fazem\u00ed \u010cesk\u00e9 republiky od 1. ledna 2023 matce s dlouhodob\u00fdm pobytem se automaticky st\u00e1v\u00e1 \u00fa\u010dastn\u00edkem ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed. Jeho z\u00e1konn\u00fd z\u00e1stupce (rodi\u010d) mus\u00ed jednak podat \u017e\u00e1dost o dlouhodob\u00fd pobyt do 60 dn\u016f ode dne narozen\u00ed d\u00edt\u011bte, druhak do 8 kalend\u00e1\u0159n\u00edch dn\u016f od narozen\u00ed d\u00edt\u011bte splnit ohla\u0161ovac\u00ed povinnost v\u016f\u010di zdravotn\u00ed poji\u0161\u0165ovn\u011b.<\/span><\/p>\n

A co kdy\u017e u\u017e m\u00e1 d\u00edt\u011b vy\u0159\u00edzen\u00e9 komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed?<\/b><\/h4>\n

D\u011bti cizinc\u016f s dlouhodob\u00fdm pobytem v \u010cesku maj\u00ed ze z\u00e1kona povinnost ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed i v p\u0159\u00edpad\u011b, \u017ee doposud b\u011b\u017e\u00ed jejich komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed. Jakmile se zavr\u0161\u00ed jeho platnost, mus\u00ed nezletil\u00fd p\u0159ej\u00edt na ve\u0159ejn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed.<\/span><\/p>\n

P\u0159\u00edklady:<\/span><\/i><\/h4>\n

Jestli\u017ee <\/span>platnost komer\u010dn\u00edho zdravotn\u00edho poji\u0161t\u011bn\u00ed kon\u010d\u00ed 31. prosince 2023, st\u00e1v\u00e1 se d\u00edt\u011b \u00fa\u010dastn\u00edkem ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed k 1. lednu 2024. Z\u00e1konn\u00fd z\u00e1stupce mus\u00ed registraci u vybran\u00e9 <\/span>zdravotn\u00ed poji\u0161\u0165ovny<\/b><\/a> prov\u00e9st mezi 1. a 8. lednem 2024.<\/span><\/p>\n

Pokud d\u0159\u00edve zakoupen\u00e9 komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed zanikne a\u017e 1. ledna 2024 nebo pozd\u011bji, bude d\u00edt\u011b poji\u0161t\u011bno ve ve\u0159ejn\u00e9m zdravotn\u00ed poji\u0161t\u011bn\u00ed a\u017e od n\u00e1sleduj\u00edc\u00edho dne. <\/span>Registraci je nutn\u00e9 prov\u00e9st nejpozd\u011bji 8 kalend\u00e1\u0159n\u00edch dn\u00ed p\u0159ed z\u00e1nikem komer\u010dn\u00edho poji\u0161t\u011bn\u00ed<\/b>.<\/span><\/p>\n

Jakmile poji\u0161t\u011bn\u00e9 d\u00edt\u011b cizince dos\u00e1hne 18 let, mus\u00ed si z\u0159\u00eddit komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed.<\/span><\/p>\n

Pozor na pokuty<\/b><\/h3>\n

Je t\u0159eba, aby p\u0159echod z komer\u010dn\u00edho do ve\u0159ejn\u00e9ho syst\u00e9mu zdravotn\u00edho poji\u0161t\u011bn\u00ed prob\u00edhal plynule<\/strong> a cizinec se tak neocitl na \u00fazem\u00ed \u010cesk\u00e9 republiky bez platn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed.<\/span><\/p>\n

Proto je nezbytn\u00e9 db\u00e1t na registra\u010dn\u00ed lh\u016ftu 8 kalend\u00e1\u0159n\u00edch dn\u00ed. Pokud tato nebude dodr\u017eena a osoba mlad\u0161\u00ed 18 let nebude registrovan\u00e1 u ve\u0159ejn\u00e9 zdravotn\u00ed poji\u0161\u0165ovn<\/span>y a nebude za ni odv\u00e1d\u011bno pojistn\u00e9, za\u010dne se z\u00e1konn\u00e9mu z\u00e1stupci osoby <\/span>na\u010d\u00edtat dluh<\/b>.<\/span><\/p>\n

Kolik je z\u00e1loha na zdravotn\u00ed poji\u0161t\u011bn\u00ed?<\/b><\/h3>\n

V\u00fd\u0161e minim\u00e1ln\u00ed z\u00e1lohy na zdravotn\u00ed poji\u0161t\u011bn\u00ed v \u010cesk\u00e9 republice se ka\u017ed\u00fd rok obm\u011b\u0148uje. U osob bez zdaniteln\u00fdch p\u0159\u00edjm\u016f se po\u010d\u00edt\u00e1 jako 13,5 % z minim\u00e1ln\u00ed mzdy. Ta pro rok 2024 naroste na 18 900 K\u010d (oproti leto\u0161n\u00edm 17 300 K\u010d), tud\u00ed\u017e minim\u00e1ln\u00ed m\u011bs\u00ed\u010dn\u00ed z\u00e1loha na zdravotn\u00ed poji\u0161t\u011bn\u00ed bude \u010dinit 2 552 K\u010d<\/strong>.<\/span><\/p>\n

Pot\u0159ebujete poradit se zdravotn\u00edm poji\u0161t\u011bn\u00edm pro sv\u00e9 zahrani\u010dn\u00ed zam\u011bstnance \u010di jejich d\u011bti? <\/span>Obra\u0165te se na n\u00e1s.<\/span><\/a><\/p>\n

Foto: Canva.com<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

V\u0161ichni cizinci mlad\u0161\u00ed 18 let, kte\u0159\u00ed maj\u00ed v \u010cesk\u00e9 republice platn\u00e9 povolen\u00ed k dlouhodob\u00e9mu pobytu, jsou od 1. ledna 2024 ve \u0161katulce ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed. Zm\u011bnu p\u0159in\u00e1\u0161\u00ed novela Z\u00e1kona o ve\u0159ejn\u00e9m zdravotn\u00edm poji\u0161t\u011bn\u00ed a plat\u00ed pro v\u0161echny typy dlouhodob\u00e9ho pobytu bez ohledu na jejich \u00fa\u010del. Co konkr\u00e9tn\u011b je od nov\u00e9ho roku jin\u00e9? Jak postupovat, pokud u\u017e nezletil\u00fd potomek expata m\u00e1 sjednan\u00e9 komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed, a kdy vypr\u0161\u00ed deadline registrace k ve\u0159ejn\u00e9mu zdravotn\u00edmu poji\u0161t\u011bn\u00ed?<\/p>\n","protected":false},"author":87,"featured_media":28523,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[1262,1261,1381,1265,1971,1951],"tags":[1279,1299,2195,1741,2194,1391],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/blog.zamestnavamecizince.cz\/wp-json\/wp\/v2\/posts\/28520"}],"collection":[{"href":"https:\/\/blog.zamestnavamecizince.cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.zamestnavamecizince.cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.zamestnavamecizince.cz\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.zamestnavamecizince.cz\/wp-json\/wp\/v2\/comments?post=28520"}],"version-history":[{"count":5,"href":"https:\/\/blog.zamestnavamecizince.cz\/wp-json\/wp\/v2\/posts\/28520\/revisions"}],"predecessor-version":[{"id":28529,"href":"https:\/\/blog.zamestnavamecizince.cz\/wp-json\/wp\/v2\/posts\/28520\/revisions\/28529"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.zamestnavamecizince.cz\/wp-json\/wp\/v2\/media\/28523"}],"wp:attachment":[{"href":"https:\/\/blog.zamestnavamecizince.cz\/wp-json\/wp\/v2\/media?parent=28520"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.zamestnavamecizince.cz\/wp-json\/wp\/v2\/categories?post=28520"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.zamestnavamecizince.cz\/wp-json\/wp\/v2\/tags?post=28520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}